Legal provisions

Terms of use for the website www.ppfbanka.cz

1. The operator of the website www.ppfbanka.cz is PPF banka a.s. (hereinafter “Operator”), which is entitled to exercise the proprietary rights to this website pursuant to Act No. 121/2000, the Copyright Act (hereinafter “Copyright Act”).

2. The Operator hereby publishes the terms for the use of the website www.ppfbanka.cz (hereinafter “Terms”). These Terms apply to all persons who intend to use the website www.ppfbanka.cz (hereinafter “User” or “Users”). The Operator therefore recommends that those interested in the website www.ppfbanka.cz should familiarise themselves with these Terms before using the website.

3. The Operator may make access to the website www.ppfbanka.cz entirely or partially contingent on the provision of some of the User’s personal data in the sense of Act No. 101/2000, on the Protection of Personal Data. In such event the Operator shall treat that data in accordance with the law and in such a manner as to prevent any detriment to the person whom the data concerns.

4. Without the Operator’s consent it is not permitted to use the website www.ppfbanka.cz (neither in its entirety nor its individual parts) for any purpose other than the User’s own requirements. Any other usage is subject to prior approval by the Operator in accordance with the Copyright Act. Access to the website www.ppfbanka.cz and the use thereof is free of charge.

5. Without the Operator’s consent it is prohibited to interfere in any way with the technical parameters or content of the website www.ppfbanka.cz. The Operator alone has the right to decide on any change, deletions or additions to any part of this website.

6. The Operator obtains some of the information published on the website www.ppfbanka.cz from other sources that it considers trustworthy. Nevertheless, the Operator is in no way responsible for ensuring that the information published is correct and up to date.

7. The Operator bears no liability for any detriment suffered by Users in connection with the use of the website www.ppfbanka.cz. Nor does the Operator bear any liability for advertising or any other form of promotion conducted by any third party on the website www.ppfbanka.cz. Nor does the Operator bear any liability for the content of websites belonging to third parties which may be visited via the website www.ppfbanka.cz.

8. Other than these Terms, the publishing of any data or information on the website www.ppfbanka.cz does not have the character of any kind of legal act leading to the establishing of a legal relation between the Operator and the User on the internet, unless stipulated otherwise in individual cases.

9. All information presented on the website www.ppfbanka.cz is solely of an informative nature.

10. The Operator alone is authorised to amend or supplement these Terms.

11. These Terms are effective and in force from the day they are published. The Terms were published on 1 September 2004.