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About PPF banka and PPF Group

We are an integral part of PPF Group and the centre of its financial activities. Our shareholders, PPF and the City of Prague, give us a strong and stable backing. We are a purely Czech bank, with Czech owners, Czech management and all decisions made in the Czech Republic.


Shareholder structure

92.96% PPF Financial Holdings B.V. is the majority shareholder of PPF banka.
6.73%* The City of Prague holds a minority share. *Other less than 1%

History

1992 Founded under the name ROYAL BANKA CS, a. s.

1995 Renamed První městská banka, a. s.; the City of Prague becomes the bank’s majority shareholder

2002 Česká pojišťovna, a. s., a member of PPF Group, becomes a majority shareholder and strategic investor in the bank

2003 Fully integrated into PPF Group

2004 A new name, PPF banka a. s., is adopted


People

Bank Management
Ing. Petr Jirásko Chief Executive Officer

Born in 1973, Petr Jirásko graduated from the University of Economics, Prague. Prior to graduating, he studied at the International College of Queensland in Brisbane for a year. During his university studies he gained practical experience at Budějovický Budvar n.p., Investa Příbram a. s., Credit Lyonnais Bank Praha a. s. and Tabák, a. s. In 1998, he started to work for Credit Lyonnais Bank Praha a. s. Between 2000 and 2002, he worked at Komerční banka, a. s., ultimately as the Head of the Derivatives Desk. He joined PPF Group in 2002; until 2004 he worked at PPF burzovní společnost a. s., and in April 2004 he switched to PPF banka a. s., starting out as the Managing Director of Financial Markets. He became the Chairman of the Board of Directors and Chief Executive Officer of PPF banka a. s. in October 2013.

Ing. Jaroslava Studenovská Managing Director, Operations

Born in 1968, Jaroslava Studenovská graduated from the University of Economics, Prague with a degree in General Economic Theory. Between 1992 and 1998 she worked at Česká spořitelna a. s. in various investment banking roles. Between 1999 and 2001 Jaroslava worked as Director of Back Office at IPB/ČSOB a. s. From 2001 to 2005 she worked as the Director of Back Office Treasury at Raiffeisenbank a. s. Jaroslava joined PPF banka a. s. in January 2006, from May 2007 she has been the Managing Director of the Operations Division. She became a member of the Board of Directors in 2012, and was appointed Vice-Chair of the Board of Directors in December 2016.

Ing. Gabriela Mošovská, MBA Managing Director, Risk Management

Born in 1972, Gabriela Mošovská graduated from the University of Economics in Prague. As a student, she worked at Lifox a. s., an investment company, and then in the Česká pojišťovna a. s. Group as a senior analyst and member of the Board of Directors of Tesla Votice a. s. Between 1998 and 2004, she worked at Raiffeisenbank a. s. in the risk management division. In 2005, she graduated with an MBA from Sheffield Hallam University, UK. Between 2004 and the end of 2007, she held various positions at Raiffeisen International Bank-Holding AG in Vienna, leaving the company from the position as Deputy Head of Network Credit Management & Team Coordinator CIS. Between 2008 and the end of 2015, she served at Raiffeisen Bank International AG, later as Director Credit Risk – Construction and Real Estate. She has been with PPF banka a. s. since January 2016 as head of the risk management division; she was appointed to the Board of Directors in November 2016.

Ing. Miroslav Hudec Managing Director, Financial Management

Born in 1966, Miroslav Hudec graduated from the Institute of Chemical Technology in Pardubice, majoring in Industry Economics and Management. He worked as the head of finance departments at Monokrystaly Turnov a .s. and Šroubárna Turnov a. s. He later joined Česká spořitelna’s Fi­nance Division. Before joining PPF banka a. s., Miroslav worked as the Head of Controlling and Deputy Chief Financial Officer at Credit Lyonnais bank Praha and held the same position at the Credit Agricole bank Praha organisational unit. He has worked at PPF banka a. s. since September 2012 as an adviser to the Chief Executive Officer. He became Managing Director, Financial Management in January 2014 and in May 2016 he was appointed to the Board of Directors.

Ing. Igor Kottman Managing Director, Business

Born in 1965, Igor Kottman graduated from the Faculty of National Economy of the University of Economics in Bratislava. He worked at ZOS Zvolen and then at the Ministry of Foreign Affairs of the Slovak Republic. From 1994 he held various corporate banking roles at Citibank in the Czech Republic, Slovakia, Uganda and Russia. He worked as Citi Country Officer at Citibank Europe plc in Slovakia from 2009. He has been the Managing Director, Business at PPF banka a. s. since January 2016. In November 2016, he became a member of the Board of Directors.

Ing. Karel Tregler, Ph.D. Managing Director, Financial Markets

Born in 1978, Karel Tregler earned his Master’s and later Doctor degrees in finance at the University of Economics in Prague. In 2009 he became a CFA Charterholder­. Karel joined PPF Group in 2000. He worked at PPF burzovní a. s. first and then at PPF Asset Management since 2004. Since 2008 Karel worked as a senior portfolio manager at Generali PPF Asset Management. In January 2014, Karel was appointed as Managing Director, Financial Markets at PPF banka.

Mgr. Tomáš Janota Managing Director, IT

Born in 1974, Tomáš Janota graduated from the Institute of Economic Studies of Charles University in Prague. He worked as a project specialist at Vereinsbank CZ, a. s. from 1997 to 2001. He then held a consultancy role at Accenture plc. He worked as a project manager at Raiffeisenbank, a. s. from 2002 to 2009. Since 2009 Tomáš has been working at PPF banka a. s. In February 2010, he was appointed as Head of the Banking System Support and Development and since August 2013 he has been Managing Director, IT (CIO).

Mgr. Lukáš Vondryska Director, Legal (General Counsel)

Born in 1978, Lukáš Vondryska graduated from the Faculty of Law of Masaryk University in Brno. Between 2002 and 2004 he was an associate at Dewey Ballantine. Since 2004 he held the position of Senior Counsel at Citibank Europe plc (Citigroup Global Markets Limited). He joined the legal department of PPF banka a. s. in 2012 and was appointed as its director in July 2013.

Ing. Pavel Ditz Director, Internal Audit

Born in 1965, Pavel Ditz graduated from the Czech Technical University in Prague. In 1988–1991 he worked at Kovoprojekta Praha, s.p. He then joined Komerční banka, a. s., where he held several management roles until 2001. In 2001, he was appointed as the executive director of ENIT, a. s. In 2003, he joined PPF banka a. s. as the Director of the Receivables Department. He has been the director of Internal Audit since September 2005.

Mgr. Václav Zelenka Director, Compliance

Born in 1972, Václav Zelenka graduated from the Faculty of Law of Charles University in Prague. After gaining professional experience at the Czech Ministry of the Interior and at Expandia Banka, a. s. for a year, he joined eBanka, a. s. in 2001, and from 2003 he served there as the Director of the Legal Department. He joined PPF banka a. s. in December 2006 as its Director of Compliance.

Mgr. Radka Krempová Director, CEO's Office and HR

Born in 1979, Radka Krempová graduated from the Faculty of Arts of Charles University in Prague, Department of Adult Education and Personnel Management. Between 2001 – 2003 she worked in Human Resources Department of ARBES Technologies s.r.o. In 2003 she joined T-Mobile Czech Republic, a.s. as a HR Coordinator for Technology Division, in 2005 became responsible for learning and development activities of Top management community. Than she worked in the role of HR Business Partner in the Prague Airport, s. p. with responsibility for Human Resources activities in the Division of Aviation Business, Operation and Marketing, Law Division and Internal Audit. She joined PPF Banka a.s. in October 2017, since December 2017 she has been in the position of the Director of CEO's Office and Human Resources Department.

Board of Directors
Ing. Petr Jirásko Chairman

Born in 1973, Petr Jirásko graduated from the University of Economics, Prague. Prior to graduating, he studied at the International College of Queensland in Brisbane for a year. During his university studies he gained practical experience at Budějovický Budvar n.p., Investa Příbram a. s., Credit Lyonnais Bank Praha a. s. and Tabák, a. s. In 1998, he started to work for Credit Lyonnais Bank Praha a. s. Between 2000 and 2002, he worked at Komerční banka, a. s., ultimately as the Head of the Derivatives Desk. He joined PPF Group in 2002; until 2004 he worked at PPF burzovní společnost a. s., and in April 2004 he switched to PPF banka a. s., starting out as the Managing Director of Financial Markets. He became the Chairman of the Board of Directors and Chief Executive Officer of PPF banka a. s. in October 2013.

Ing. Jaroslava Studenovská Vice-Chair

Born in 1968, Jaroslava Studenovská graduated from the University of Economics, Prague with a degree in General Economic Theory. Between 1992 and 1998 she worked at Česká spořitelna a. s. in various investment banking roles. Between 1999 and 2001 Jaroslava worked as Director of Back Office at IPB/ČSOB a. s. From 2001 to 2005 she worked as the Director of Back Office Treasury at Raiffeisenbank a. s. Jaroslava joined PPF banka a. s. in January 2006, from May 2007 she has been the Managing Director of the Operations Division. She became a member of the Board of Directors in 2012, and was appointed Vice-Chair of the Board of Directors in December 2016.

Ing. Miroslav Hudec Member

Born in 1966, Miroslav Hudec graduated from the Institute of Chemical Technology in Pardubice, majoring in Industry Economics and Management. He worked as the head of finance departments at Monokrystaly Turnov a .s. and Šroubárna Turnov a. s. He later joined Česká spořitelna’s Fi­nance Division. Before joining PPF banka a. s., Miroslav worked as the Head of Controlling and Deputy Chief Financial Officer at Credit Lyonnais bank Praha and held the same position at the Credit Agricole bank Praha organisational unit. He has worked at PPF banka a. s. since September 2012 as an adviser to the Chief Executive Officer. He became Managing Director, Financial Management in January 2014 and in May 2016 he was appointed to the Board of Directors.

Ing. Gabriela Mošovská, MBA Member

Born in 1972, Gabriela Mošovská graduated from the University of Economics in Prague. As a student, she worked at Lifox a. s., an investment company, and then in the Česká pojišťovna a. s. Group as a senior analyst and member of the Board of Directors of Tesla Votice a. s. Between 1998 and 2004, she worked at Raiffeisenbank a. s. in the risk management division. In 2005, she graduated with an MBA from Sheffield Hallam University, UK. Between 2004 and the end of 2007, she held various positions at Raiffeisen International Bank-Holding AG in Vienna, leaving the company from the position as Deputy Head of Network Credit Management & Team Coordinator CIS. Between 2008 and the end of 2015, she served at Raiffeisen Bank International AG, later as Director Credit Risk – Construction and Real Estate. She has been with PPF banka a. s. since January 2016 as head of the risk management division; she was appointed to the Board of Directors in November 2016.

Ing. Igor Kottman Member

Born in 1965, Igor Kottman graduated from the Faculty of National Economy of the University of Economics in Bratislava. He worked at ZOS Zvolen and then at the Ministry of Foreign Affairs of the Slovak Republic. From 1994 he held various corporate banking roles at Citibank in the Czech Republic, Slovakia, Uganda and Russia. He worked as Citi Country Officer at Citibank Europe plc in Slovakia from 2009. He has been the Managing Director, Business at PPF banka a. s. since January 2016. In November 2016, he became a member of the Board of Directors.

Supervisory Board
Ing. Ladislav Chvátal - Chairman of the Supervisory Board

Born in 1963, Ladislav Chvátal graduated from the University of Economics, Prague, majoring in Automated Control Systems in Economics. He joined PPF Group in 1994. Within PPF Group, he has held a number of key managerial positions. Between 1998 and 2007, he managed Home Credit Group’s development and international expansion as its CEO while serving as PPF Group’s Executive Director for Retail Banking and Consumer Finance with responsibility for the strategic management of eBanka a. s. and ČP Leasing a. s. Between 2009 and 2014 he was part of the management team at PPF Partners. Since 2011, he has been responsible for building and developing the RAV agricultural group in Russia. He also serves as the current Chairman of CETIN’s Super­visory Board.

JUDr. Petr Lachnit - Vice-Chairman of the Supervisory Board

Born in 1967, Petr Lachnit graduated from the Faculty of Law in 1990 and then worked as a trainee lawyer until 1993. Having passed his bar examinations, he practiced from 1994, specialising in commercial law and securities law. Since 2000, he has served as an arbitrator of the standing Arbitration Court attached to the Economic Chamber of the Czech Republic and the Agricultural Chamber of the Czech Republic. Between 1998 and 2002, Petr sat on the Legislative Council of the Government‘s Commercial Law Commission. Since 1997 he has been a member of the Czech Bar Association’s Commercial Law Commission.

Mgr. Tomáš Kaplan - Member of the Supervisory Board

Born in 1972, Tomáš Kaplan graduated from Charles University’s Fa­culty of Law, majoring in Law and Jurisprudence. In 1997, he interned at a law firm in Germany. Since graduation in 1997, he has been engaged in legal services. In 2001, he passed his bar examinations to become a lawyer registered with the Czech Bar Association. In his legal practice, he focuses on property law, financial law, public procurement law, law in commercial relationships, and insolvency law.

Ing. Lenka Baramová - Member of the Supervisory Board

Born in 1965, Lenka Baramová graduated from the University of Economics in Prague and joined Komerční banka, a. s. (an SBCS branch at the time) in 1987. In 1993 and 1994 she worked in the Credit Risk Department of ABN AMRO Bank N.V. in Prague. Between 1994 and 2000 she worked at Calyon (then known as Credit Lyonnais Bank Praha a. s.), initially in the Corporate Banking Department and then in Corporate Finance. Between 2000 and 2002, she worked for the consultancy Celestis Finance s.r.o. Since 2002 she has worked for PPF banka a. s. and is currently Director of the Structured Finance Department.

Bohuslav Samec - Member of the Supervisory Board

Born in 1959, Bohuslav Samec graduated from a two-semester Monetary Economics and Banking course at the University of Economics in Prague. Between 1985 and 1993, he held managerial positions in the tertiary sector. Bohuslav has worked at PPF Group in various managerial positions since 1994. For ten years, he served as a Member of the Board of Directors of PPF burzovní společnost and sat on the Supervisory Boards of Slezan Frýdek-Místek, a. s. and Gramofonové závody, a. s. He currently works in Corporate Governance of Česká pošta s.p. He is also a member of the Audit Committee of PPF banka a. s.

Ing. Martin Hýbl - Member of the Supervisory Board

Born in 1974, Martin Hýbl graduated from the Trade and Business Faculty of the Silesian University, Karviná, majoring in Business Economics. In 1998, he joined ČP Leasing a. s. and progressively held the positions of a financial analyst, head of financial management, Chief Financial Officer and Member of the Board of Directors. Between 2003 and 2005, he worked at PPF Group in various financial management positions. Since 2005, he has been with PPF banka a. s., initially heading the HC Treasury Department and the head of Investment Services Department. He currently serves as the head of banking services for institutional and corporate clients.

Audit Commitee
Ing. Jitka Mašátová - Chairwoman of the Audit Committee

Born 1978, Jitka Mašátová graduated from the University of Economics in Prague, where she studied Monetary and Economic Policy at the Faculty of Finance and Accounting. While still studying, she joined the Banking Supervision Section of the Czech National Bank, where she worked at various positions for four years. Since 2005, she has worked for PPF a. s. in its Group Internal Audit Department, which she has headed since 2007. In 2011, she was a member of the Supervisory Board of SAZKA sázková kancelář, a. s.

Ing. Valdemar Linek - Vice-Chairman of the Audit Committee

Born 1971, Valdemar Linek graduated from the University of Economics in Prague, majoring in Business Economics and Accounting and in Corporate Financial Management. He has also completed a postgraduate course in Generally Accepted Accounting Standards and is a certified balance sheet accountant. After graduating from the University of Economics in Prague, he joined auditors HZ Praha, spol. s r.o. as an assistant auditor. Since 1997, he was the Director of Auditors there. Since 2003 he has been a member and&nbsppartner in NEXIA AP a. s., where he specialises in statutory audit, economic, financial, accounting and tax advice, due diligence, forensic investigations, financial management analyses and other analytical activities.

Bohuslav Samec - Member of the Audit Committee

Born in 1959, Bohuslav Samec graduated from a two-semester Monetary Economics and Banking course at the University of Economics in Prague. Between 1985 and 1993, he held managerial positions in the tertiary sector. Bohuslav has worked at PPF Group in various managerial positions since 1994. For ten years, he served as a Member of the Board of Directors of PPF burzovní společnost and sat on the Supervisory Boards of Slezan Frýdek-Místek, a. s. and Gramofonové závody, a. s. He currently works in Corporate Governance of Česká pošta s.p. He is also a member of the Supervisory Board of PPF banka a. s.


Financial results

Basic information
File name Added Effective from Size Format
Fact sheet 27.06.2018 27.06.2018 88.01 KB PDF
Financial statements Annual Reports
File name Added Effective from Size Format
Annual Report 2017 27.04.2018 27.04.2018 3.98 MB PDF
PPF Financial Holdings B.V. - Annual Accounts 2017 24.09.2018 24.09.2018 2.62 MB PDF
Management Report
File name Added Effective from Size Format
Report of the board of directors on the company´s business activity and assets 01.11.2017 01.11.2017 86.35 KB PDF

Documents and other information

Pricelists and Terms and Conditions for investment services