Search

Third-party apps

Our banking interface is open to third-party apps that help our clients to manage their bank accounts and data via an API.

For the public

What are third-party apps and what are they for?

 More information
For third parties

How do third-party apps work at the Bank?

 More information

Third-party apps for the public

Use of third-party apps is voluntary. If, as our client, you choose to use one of our apps to help you manage your banking data, please exercise caution. These apps are not developed by PPF banka.

Make sure that it is a trusted third-party app from a trustworthy source.

You may withdraw your permission for third-party apps to access your account at any time.

If you have any questions, please email us at customer.service@ppfbanka.cz.

What is a third-party app?

An app that provides PPF banka’s services indirectly (in other words, an app that has not been created by PPF banka). These apps differ from each other in the processing, level and range of services they offer.

Why does PPF banka allow access to banking data?

The Payments Act requires us to do so, provided that security conditions are met.

Who can become a third party?

A third party may be a company or bank that has been granted a licence by a competent administrative authority from an EU member state.

Who grants or prohibits access to this banking data?

It is always up to users, on a voluntary basis, whether to allow a link to be created to a specific bank account. They may allow this up to the maximum extent of the rights granted to them in relation to the client’s accounts. Once you – as a user – have allowed access, you are free to withdraw your permission at any time afterwards. In your internet banking, you can view the list of third-party apps you have allowed to access your accounts. Here, disabling the access of any of these listed apps is a simple step.

What new services will be available?

1

Payment account information (AISP)

If the client has given permission, a third party provides information about a payment account and transactions carried out in the client’s account at the bank. For example, clients who hold accounts at multiple banks can use a third-party app to see their transaction history and balances for all those accounts at the same time in one place.

2

Option of placing a payment order (PISP)

If the client has given permission, a third party initiates a payment order from the client’s payment account held at the bank. For example, when making an online purchase, instead of paying by card the client may choose to use an alternative method of payment for the merchandise by initiating payment directly from the account. The payment order is pre-filled by a third party (entering the payee’s details, the amount, the payment symbols and/or a description of the payment), the client checks the order and authorises it by confirming the transaction.

3

Option of verifying whether there is enough money in an account to make a card payment (CISP)

A third party may issue a payment instrument (a card) that is linked to a payment account at a bank. When this card is used, a third party will be able to verify whether the client has sufficient funds in their bank account to make a transaction with the card. PPF banka will only respond to a third-party request with a YES/NO answer.

Can payments be disabled in an app?

Each app should tell you what permissions you have granted to it at the time you link it to your bank account.

If I hold multiple accounts at PPF banka, is it possible just to link one of them?

Yes. You can manage which specific accounts the third-party app will be allowed to access in the online banking settings.

Who should I contact if I have further questions?

Please email us at customer.service@ppfbanka.cz.

Third-party apps

We provide third parties with access to certain banking data only with the permission of our clients.

Third parties must hold a licence granted by a competent administrative authority from an EU member state and a certificate issued by the Certification Authority.

Register on our Developer Portal.

If you have any questions, please email us at psd2api@ppfbanka.cz.

What kinds of APIs do we make available?

1

Payment account information (AISP API)

Account balance, account detail, payment history and payment details.

2

Payment initiation (PISP API)

The possibility of entering payment orders.

3

Sufficient balance information (CISP API)

The possibility of checking whether there is enough money in an account to make a card payment.

How can third parties access AISP, PISP and CISP APIs provided under the Payments Act?

1

You must hold a licence granted by a competent administrative authority from an EU member state.

2

You also need to obtain a certificate from the Certification Authority.

3

Once you have your licence and certificate, follow the steps below.

How can third parties access a publicly available API?

Go to the Developer Portal and register. Once you have agreed to the Portal’s Terms of Use, you will have access to APIs with publicly available information.

Where can we find the technical details of services?

Documentation for each service can be found on the Developer Portal.

How can we replace our certificate?

A certificate of an already registered third party is renewed in the same as a new registration (on the Developer Portal).

If your new certificate is to differ from the old one, we recommend that you email us in advance at psd2api@ppfbanka.cz to inform us what certificate it is. Ideally, send us the public part of the certificate directly.

Who should I contact if I have further questions?

Please email us at psd2api@ppfbanka.cz.

Cookies Consent

We are using cookies for the best experience on our websites. For more information visit our document Information about cookies on the "Cookies settings" menu. By clicking “Accept All Cookies” you agree with our use of all the types of cookies (i.e. strictly necessary cookies, performance cookies and functional cookies). If you want to alter the types of cookies, you can do this in our "Cookies Settings" menu. By clicking "Deny Cookies" you are refusing all cookies, except cookies necessary for website functionality, i. e. strictly necessary (technical) cookies.

Information about cookies
Accept All Cookies
Deny Cookies
Cookies Settings

Cookies Consent

We are using cookies for the best experience on our websites. For more information visit our document Information about cookies on the "Cookies settings" menu. By clicking “Accept All Cookies” you agree with our use of all the types of cookies (i.e. strictly necessary cookies, performance cookies and functional cookies). If you want to alter the types of cookies, you can do this in our "Cookies Settings" menu. By clicking "Deny Cookies" you are refusing all cookies, except cookies necessary for website functionality, i. e. strictly necessary (technical) cookies.

Information about cookies
Accept All Cookies
Deny Cookies
Cookies Settings

Your Privacy


We are using cookies on our website to ensure that you will receive the best experience while using our website. These cookies might relate to your information, your preferences or your device. The information does however not usually directly identify you, but it could provide you with a more personalized and better web experience. Since we do respect your privacy, you can choose to not allow some type of cookies. For more information on the types of cookies and the possibility to change the default cookies setting, click on the heading of the individual types of cookies. Blocking some types of cookies may impact your user experience on our website. For further information on how we process your personal data (cookies) please click on the section "More information about cookies”.

It is necessary to create a cookie to remember the choices you have made within our cookie privacy menu as well. This is going to have a couple of consequences:

  1. If you delete all your cookies you will have to update your preferences with us again; and
  2. If you use a different device or browser, you will have to tell us your preferences again
More information
Allow All

Manage Consent Preferences

Strictly Necessary Cookies
Always Active

Strictly necessary (technical) cookies are necessary for the functioning of our website and can therefore not be switched off in our systems. These cookies do not [collect or] store any personal identifiable information. They are usually a response to your actions and related to a request for services such as setting your privacy preferences, logging in or filling in the forms.

Performance Cookies

These cookies allow us to count the visits and the traffic sources on our website so that we can measure and improve the performance of our website. The performance cookies are supposed to help us to understand which sections of our website are the most and least popular and show how visitors move around the website. All the information that these cookies collect are aggregated and therefore anonymous. If you prefer to not allow these cookies, we will not be aware of when you have visited our website and we will not be able to monitor the performance of the website.

Functional Cookies

Functional cookies enable the website to provide you with enhanced functionality and personalization. These cookies are set by external administrator - to protect user data from unauthorized access. If you do not allow these cookies, then some or all of these services may not function properly.

Reject All
Confirm My Choices