We are using cookies on our website to ensure that you will receive the best experience while using our website. These cookies might relate to your information, your preferences or your device. The information does however not usually directly identify you, but it could provide you with a more personalized and better web experience. Since we do respect your privacy, you can choose to not allow some type of cookies. For more information on the types of cookies and the possibility to change the default cookies setting, click on the heading of the individual types of cookies. Blocking some types of cookies may impact your user experience on our website. For further information on how we process your personal data (cookies) please click on the section "More information about cookies”.
It is necessary to create a cookie to remember the choices you have made within our cookie privacy menu as well. This is going to have a couple of consequences:
Strictly necessary (technical) cookies are necessary for the functioning of our website and can therefore not be switched off in our systems. These cookies do not [collect or] store any personal identifiable information. They are usually a response to your actions and related to a request for services such as setting your privacy preferences, logging in or filling in the forms.
These cookies allow us to count the visits and the traffic sources on our website so that we can measure and improve the performance of our website. The performance cookies are supposed to help us to understand which sections of our website are the most and least popular and show how visitors move around the website. All the information that these cookies collect are aggregated and therefore anonymous. If you prefer to not allow these cookies, we will not be aware of when you have visited our website and we will not be able to monitor the performance of the website.
Functional cookies enable the website to provide you with enhanced functionality and personalization. These cookies are set by external administrator - to protect user data from unauthorized access. If you do not allow these cookies, then some or all of these services may not function properly.
According to unaudited financial results, PPF banka reported a stable net profit of nearly CZK 4 billion in 2025 and increased the year-on-year volume of securities trading by 23% to CZK 565 billion. These results reflect the bank’s long-term strategy succeeding in comparison with its international peers, as recognized by the award of a high-grade “A” deposit rating from Moody’s.
In October 2025, Moody’s assigned PPF banka a deposit rating of A3/P-2 with a stable outlook. In its assessment, the agency highlighted the bank’s strong capitalisation, consistently solid profitability, high liquidity, and robust risk-management capabilities. The long-term deposit rating confirms the bank’s distinctive position in the domestic market and its role as a key banking partner for its shareholders, PPF Group and the City of Prague.
PPF banka also reaffirmed its standing in capital markets operations. For the second consecutive year, the bank ranked as the best primary dealer in Czech government bonds in the assessment by b the Ministry of Finance of the Czech Republic, ahead of leading domestic and international financial institutions. PPF banka has long ranked among the principal market makers in Czech government bonds and contributes actively to their liquidity and stability.
The bank offers clients a broad portfolio of financial services and products alongside opportunities connected with the business activities of PPF Group. In 2025, it demonstrated this expertise through the successful placement of four-year TV Nova bonds with a total volume of CZK 1 billion, executed jointly with Air Bank. The transaction further strengthened synergies across PPF Group and confirmed the effectiveness of Air Bank’s fully digital distribution strategy for investment products.
PPF banka’s loan portfolio, measured as receivables from clients, exceeded CZK 46 billion on 31 December 2025.
During the year, the bank continued to invest in digitalization, cybersecurity, and improvements in service efficiency. Key initiatives included the modernization of its online banking platform and mobile application.
PPF banka also regards responsibility towards the society in which it operates as an integral part of its role as a major financial institution. Through the foundations of PPF Group, the bank provides long-term support for projects with a positive social impact. In 2025, this support reached almost CZK 351 million, compared with CZK 301 million in the previous year. The bank continues to broaden these activities by enabling non-profit organisations in the City of Prague, through PPF Foundation, to access interest-free bridging loans that support their operations, particularly in the provision of social services.
Petr Jirásko, Chairman of the Board and CEO of PPF banka, commented on the bank’s results and activities in 2025:
“Stable financial results and the strengthening of our position among the main market makers in government bonds confirm the strong standing of PPF banka and its growing importance in Czech banking. The award of a deposit rating by the international agency Moody’s confirms the correctness of our long-term direction. It also represents a commitment for the future to continue delivering top-quality products and services to clients from the corporate, private, and public sectors and to further develop our activities in capital markets.”
“In supporting non-profit services in the City of Prague, we expanded our activities this year in cooperation with PPF Foundation by launching an innovative program that provides interest-free loans to non-profit organisations. In the pilot round, non-profit organisations received around CZK 150 million, which will help them bridge the period between the approval and the disbursement of grants without incurring additional costs.”
“PPF banka’s net profit for 2025, at CZK 4 billion, follows several successful years and confirms that our market position remains strong even amid economic and geopolitical uncertainty. The result reflects a consistent strategic direction, the trust of our clients, and our capacity to respond flexibly to a changing environment.”
